SBA Loans

Leverage government-backed SBA loans to secure long-term, low-interest financing for your business. This is the cheapest capital you can find for your business. However, it is a tedious process to secure an approval.

• Max Approval: Up to $5 Million
• Terms: Up to 25 Years
• Rates: APRs range from 5.5%- 9.75%
• Early Payment Incentives: No prepayment penalties, allowing you to save on interest by paying off the loan early

Business Line of Credit

Access a flexible credit line that offers convenience, rewards, and control over expenses. A business credit card gives you immediate purchasing power for smaller, recurring expenses and helps build your business’s credit profile over time

• Max Approval: Up to $1 Million
• Terms: Up to 24 Years
• Rates: 0.7- 2% Monthly. APRs range from 8.5%- 24%
• Early Payment Incentives: None. Interest charges stop once you clear your balance

Business Term Loan

Obtain a lump sum of capital for your expansion projects. Term loans typically offer the highest funding amounts compared to all our other products

• Max Approval: Up to $15 Million
• Terms: Up to 5 Years
• Rates: APRs range from 10%- 28%.
• Early Payment Incentives: Anywhere from 100% interest forgiveness after the first year to 50% discount on remaining interest

Business Bridge Loan

Access quick funds to bridge the gap between immediate cash needs and longer-term financing solutions. This product is perfect for businesses looking for a quick fix to their short term cash flow needs.

• Max Approval: Up to $500,000
• Terms: Up to 6 Months
• Rates: 4- 15% in simple interest
• Early Payment Incentives: None. Bridge loans are meant to be paid off early

Business Advance

Access quick and easy capital within hours. This product has the easiest approval process in our portfolio. On the other hand, MCAs are typically the least affordable option we have available.

• Max Approval: Up to $1 Million
• Terms: Up to 12 Months
• Rates: 16%- 48% in simple interest
• Early Payment Incentives: Interest forgiveness is calculated case by case.

Consolidation Program

Simplify your debt with a consolidation loan that combines multiple high-interest obligations into a single, manageable payment. This option is perfect for businesses looking to streamline their finances and reduce monthly payments, with flexible terms designed to ease your cash flow.

• Max Approval: Up to $2 Million
• Terms: Up to 7 Months
• Rates: APRs range from 6%- 18%
• Early Payment Incentives: No prepayment penalties, allowing you to save on interest by paying down early

Invoice Factoring

Convert your outstanding invoices into immediate cash flow to maintain smooth operations. Invoice factoring allows you to leverage unpaid invoices for quick capital, so you don’t have to wait for customers to settle their accounts. Ideal for businesses with long payment cycles or high accounts receivable.

• Max Approval: Up to 95% of invoice value
• Terms: Based on invoice cycle (typically 30-90 days)
• Rates: 1-5% factoring fee
• Early Payment Incentives: N/A; capital is provided based on receivables, with no additional fees.

Asset Based Loan

Unlock capital by leveraging your assets (typically real estate). These Loans have very flexible payoff options. You can choose to pay the principle along with the interest throughout the duration of the loan or you can repay the entirety of the principle when the loan matures.

• Max Approval: Up to $10 Million
• Terms: 3- 5 Years
• Rates: APRs range from 9%- 14%
• Early Payment Incentives: Interest forgiveness is calculated case by case

Equipment Financing

Invest in essential equipment without straining your cash flow. Our equipment financing allows you to acquire or lease the machinery, technology, or tools you need to keep your business growing, while spreading out the cost over time.

• Max Approval: Up to $5 Million
• Terms: Up to 7 Years
• Rates: APRs range from 7%- 20%
• Early Payment Incentives: Interest forgiveness on the remaining balance if paid off within the first 18 months

Business Credit Card

Access quick funds to bridge the gap between immediate cash needs and longer-term financing solutions. This product is perfect for businesses looking for a quick fix to their short term cash flow needs.

• Credit Limit: Up to $500,000 (based on creditworthiness)
• Terms: Revolving (payment cycles typically 30 days)
• Rates: APRs range from 12%- 25% (0% for the first 18 months
• Early Payment Incentives: Interest-free if paid within the billing cycle