Privacy Policy

Effective Date:

March 28th, 2025 | Last Updated: March 28th, 2025

Protecting Your Privacy

Fundela ("we," "our," or "us") values your privacy. This Privacy Policy explains how we collect, use, share, and protect your information when you interact with our website (the "Site"), services, or text messaging. By using our Site or services, you agree to the terms in this Privacy Policy.

1. Information We Collect

Personally Identifiable Information (PII)

We may collect the following information you voluntarily provide, including via text message or forms:

• Full name
• Email address
• Phone number
• Mailing address
• Date of birth
• Social Security Number (if applicable)
• Bank statements or financial documents (if applicable)
• Government-issued identification

Non-Personally Identifiable Information (Non-PII)

We also automatically collect technical data, such as:

• IP address
• Browser type and version
• Device type
• Operating system
• Site usage data (e.g., pages visited, time on site)
• Interaction with SMS/text messaging services

2. How We Use the Information

• To deliver, improve, and maintain our services
• To communicate with you, including via email or SMS, regarding services or offers
• For customer support and to respond to inquiries
• For internal analytics and website optimization
• To comply with legal and regulatory requirements

3. Sharing Your Information

We do not sell your personal information.

We may share your information with third parties under the following circumstances:

• With service providers who assist us in operating our Site or services
• When required by law or legal process
• In connection with a business transaction (e.g., merger, acquisition)

All third parties are required to safeguard your data in accordance with this policy.

4. Cookies and Tracking Technologies

We may use cookies, web beacons, and similar technologies to:

• Improve your experience on our Site
• Provide relevant content or ads
• Analyze usage patterns

You can manage your cookie preferences through your browser settings.

5. Data Security

We implement reasonable administrative, technical, and physical safeguards to protect your data. However, no method of internet transmission or electronic storage is 100% secure.

6. Your Rights & Choices

Depending on your jurisdiction, including California, you may have rights regarding your personal information:

• Request access to the data we collect
• Request correction or deletion of your data
• Opt out of marketing communications
• Limit the use of sensitive personal information
• Designate an authorized agent to make requests on your behalf

To exercise these rights, contact us at: emails@fundela.com

7. California Privacy Notice

In accordance with the California Consumer Privacy Act (CCPA) and California Privacy Rights Act (CPRA), we provide the following additional information:

• Categories of Personal Information Collected: Identifiers (name, email, phone), financial data (bank statements), internet activity (site usage), and geolocation data.
• Sources: Information you provide directly, your device/browser, and interactions with our services.
• Purpose of Collection: As described above in Section 2.
• Sharing or Selling: We do not sell personal information. Some site activity may be shared with advertising or analytics partners, which may constitute "sharing" under CCPA.
• Retention: We retain data as long as needed to fulfill the purposes stated above and comply with legal obligations.
• CCPA Rights: You have the right to access, delete, or correct your information, and to opt out of sharing.

8. External Links

Our Site may link to third-party websites. We are not responsible for the privacy practices or content of those sites. We encourage you to read their policies.

9. Children's Privacy

Our services are not intended for children under 13. We do not knowingly collect personal data from children.

10. Updates to This Policy

We may update this Privacy Policy periodically. Any changes will be reflected by the "Last Updated" date at the top. Continued use of our services after updates constitutes acceptance.

11. Contact Us

For questions about this Privacy Policy or your data rights, email us at: emails@fundela.com