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Business Line of Credit Flexible access to capital for your business whenever you need it.
Business Line of Credit Made SimpleBusiness Line of Credit provides ongoing access to funds that you can use as needed, similar to a credit card but with the benefits of lower rates and higher limits. It’s a revolving credit line designed to give business owners the flexibility to manage expenses, seize growth opportunities, or address unexpected challenges. Draw funds only when necessary and pay interest solely on what you use
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Max Approval:

Up to $1 Million

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Rate

Starting as low as 6% APR

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Term

Revolving

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Time to Funding

As fast as 24 hours

How to Apply for a Business Line of Credit
  1. 1

    Apply Online

    Take 5 minutes to submit a quick and easy application online

  2. 2

    Get Approved

    Review your options with one of our experienced and trusted account managers

  3. 3

    Receive Funds

    Secure funding and access your line of credit.

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How a Business Line of Credit Can Elevate Your Business
  • Gain quick access to working capital without applying for a loan each time.
  • Cover seasonal expenses or bridge cash flow gaps eƯortlessly
  • Seize new opportunities when they arise, such as inventory purchases or new projects.
  • Only pay interest on the funds you use, saving you money.
Minimum Requirements
  • Annual Revenue: $150,000
  • Credit Score: 650+
  • Time in Business: 6 months
Don’t Think a Business Line of Credit Is Right for Your Business?Check out our vast portfolio of funding options, including: SBA Loans, Business Term Loans, Equipment Financing, and more.
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SBA Loans

Government-backed financing options designed to help small businesses succeed. With flexible terms, low interest rates, and higher borrowing limits, SBA loans can support a wide variety of business needs, from expansion to equipment purchases. These loans provide the stability and aAordability small businesses need to thrive.

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Business Term Loan

Provides a straightforward financing option to help you achieve your goals. Whether you’re looking to expand your business, purchase inventory, or invest in new projects, term loans oƯer a fixed repayment schedule and reliable terms, ensuring peace of mind and financial stability.

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Business Bridge Loan

Short-term financing solutions designed to cover gaps in cash flow or provide immediate capital for time-sensitive opportunities. Whether you’re looking to cover operational expenses, purchase inventory, or manage seasonal fluctuations, a business bridge loan ensures you have the funding you need to keep moving forward

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Business Advance

Provide fast funding with a simple approval process, though typically at a higher cost. Perfect for businesses needing immediate capital, this option has flexible terms and potential early payment incentives based on individual cases.

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Consolidation Program

Help streamline finances and reduce monthly payments, providing an effective solution for businesses looking to improve cash flow with flexible terms and no prepayment penalties.

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Invoice Factoring

Enables businesses to convert unpaid invoices into working capital. This financial solution ensures that your operations remain uninterrupted, providing immediate cash flow by leveraging your accounts receivable. Ideal for businesses waiting on customer payments, invoice factoring helps cover payroll, operational costs, or expansion needs.

Common Questions About Business Lines of Credit

Have questions? Our FAQ section is here to provide quick and clear answers to all your inquiries about our Business Lines of Credit.

It can be used for a wide variety of purposes, including payroll, purchasing inventory, managing seasonal expenses, and funding unexpected costs.
Unlike a term loan, which provides a lump sum upfront, a line of credit allows you to draw funds as needed, offering greater flexibility.
No, there are no penalties for unused funds. You only pay interest on the funds you draw.
You can draw funds as often as needed, up to your approved credit limit.
Repayments are typically made monthly based on the amount drawn and the interest accrued.
See why businesses trust Fundela for their financing needs!
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Where Opportunities Meet Funding

Email: info@fundela.com
Phone: 833 333 0020

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All Rights Reserved.

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