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SBA LoansSecure affordable, long-term financing to grow your business.
SBA Loans Made SimpleSBA (Small Business Administration) loans are government-backed financing options designed to help small businesses succeed. With flexible terms, low interest rates, and higher borrowing limits, SBA loans can support a wide variety of business needs, from expansion to equipment purchases. These loans provide the stability and aAordability small businesses need to thrive.
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Max Approval

Up to $5 Million

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Rate

Starting at 6% APR

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Term

Up to 25 Years

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Early Payment Incentives

Save on interest by paying off early with no penalties

How to Apply for an SBA Loan
  1. 1

    Apply Online

    Fill out a 5-minute online application.

  2. 2

    Get Approved

    Review your approval with one of our trusted account managers.

  3. 3

    Receive Funds

    Secure funding tailored to your business needs.

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How SBA Loans Can Elevate Your Business
  • Access affordable financing with competitive rates.
  • Enjoy long repayment terms for manageable payments.
  • Unlock larger loan amounts to support big business goals.
  • Gain peace of mind with government-backed assurance.
  • Preserve cash flow while making strategic investments.
Minimum Requirements
  • Annual Revenue: $200,000
  • Credit Score: 680+
  • Time in Business: 2 Years
Don’t think an SBA Loan is right for your business?Explore our wide range of funding options, including equipment financing, business credit cards, and more.
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Business Line of Credit

Provides ongoing access to funds that you can use as needed, similar to a credit card but with the benefits of lower rates and higher limits. It’s a revolving credit line designed to give business owners the flexibility to manage expenses, seize growth opportunities, or address unexpected challenges. Draw funds only when necessary and pay interest solely on what you use

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Business Term Loan

Provides a straightforward financing option to help you achieve your goals. Whether you’re looking to expand your business, purchase inventory, or invest in new projects, term loans oƯer a fixed repayment schedule and reliable terms, ensuring peace of mind and financial stability.

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Business Bridge Loan

Short-term financing solutions designed to cover gaps in cash flow or provide immediate capital for time-sensitive opportunities. Whether you’re looking to cover operational expenses, purchase inventory, or manage seasonal fluctuations, a business bridge loan ensures you have the funding you need to keep moving forward

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Business Advance

Provide fast funding with a simple approval process, though typically at a higher cost. Perfect for businesses needing immediate capital, this option has flexible terms and potential early payment incentives based on individual cases.

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Consolidation Program

Help streamline finances and reduce monthly payments, providing an effective solution for businesses looking to improve cash flow with flexible terms and no prepayment penalties.

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Invoice Factoring

Enables businesses to convert unpaid invoices into working capital. This financial solution ensures that your operations remain uninterrupted, providing immediate cash flow by leveraging your accounts receivable. Ideal for businesses waiting on customer payments, invoice factoring helps cover payroll, operational costs, or expansion needs.

Common Questions About SBA Loans

Have questions? Our FAQ section is here to provide quick and clear answers to all your inquiries about our SBA Loans

The approval process can take 2-4 weeks, depending on the complexity of the loan.
Yes, SBA loans typically have a guarantee fee of 0.5%-3.5%, depending on the loan size.
Yes, SBA loans can be used to refinance high-interest business debt.
Most industries are eligible, but certain businesses (e.g., gambling-related) may face restrictions.
Startups may qualify if the owner has strong credit and provides a solid business plan.
See why businesses trust Fundela for their financing needs!
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Where Opportunities Meet Funding

Email: info@fundela.com
Phone: 833 333 0020

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All Rights Reserved.

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